Well, hello there! I'm Naomi Smith, aka The Condom Lady, Your Life and Business Condom, and quite possibly the only financial protection adviser you'll meet who regularly travels with a suitcase full of condoms! 😂

I'm an award-winning financial protection adviser, business protection specialist, financial wellbeing trainer and international keynote speaker. I'm also a wife, mum, dog owner, lover of fabulous shoes, beautiful hotels, travelling, big energy and surrounding myself with people who want more out of life!

I live in beautiful Dumfriesshire, Scotland, but you'll regularly find me travelling up and down the country (and now internationally!) speaking on stages, training advisers, connecting with incredible people and making conversations about money and protection a whole lot less boring.
But there's a very personal reason behind what I do.

I lost my dad when I was just 14 years old. Fifteen years later, I unexpectedly lost my stepdad too.

Those experiences shaped the woman I am today and gave me a very different perspective on life, money and the importance of having the right protection in place.

Because when life throws you something you never saw coming, the last thing you need is financial uncertainty making an already heartbreaking situation even harder.

And that's why I'm so bloody passionate about what I do.

I've built my business, Saltire Financial, around helping people protect everything they've worked so hard for, but I've also made it my mission to change the way we TALK about protection.

Enter the condoms.

Financial Protection | Business Protection | Financial Wellbeing | Keynote Speaking | Adviser Training

I'm Naomi, aka Your Life and Business Condom! Because protection might not be sexy, but dealing with the consequences of not having it definitely isn't! 😂

Through Saltire Financial, I help individuals, families and ambitious business owners protect everything they've worked so bloody hard to build.

Here's how I can help:

Personal Protection – Life insurance, critical illness cover, income protection and mortgage protection. Helping you protect yourself, your family and your financial future.

Business Protection – Key person insurance, shareholder protection, relevant life cover, executive income protection and business continuity planning. Because YOU could be your business's biggest risk!

🎤 Keynote Speaking & Events – High-energy, thought-provoking talks that make audiences laugh, think and take action. Expect condoms, conversations and absolutely no boring PowerPoints!

Corporate Financial Wellbeing – Engaging workplace workshops and training that help employees understand their finances, build financial confidence and protect their future.

Protection Adviser Training & Mentoring – Helping mortgage and protection advisers build confidence, improve their protection conversations and develop their business protection knowledge.

Financial Clarity & Audit Services – Helping individuals and business owners understand where they stand financially, identify gaps and create a practical plan for greater financial confidence.

My mission? To make protection conversations impossible to ignore, easy to understand and, dare I say it, FUN!

Whether you're looking to protect yourself, safeguard your business, educate your team or bring something a little different to your next event, let's have a conversation!

No protection. No progress.